Showing posts with label Healthcare. Show all posts
Showing posts with label Healthcare. Show all posts

Tuesday, May 02, 2017

HealthCare Solved - You're welcome


Talk show host, Jimmy Kimmel, just took the healthcare debate to another level with his tearful on-air plea; and the story of the recent birth and heart issues of his son. There’s going to be a lot of people talking about it. Lots more arguments. But nothing will change. The reason nothing will change is because the argument isn’t about health care at all. The argument is about money.  And the left and the right will never agree about how money should be spent. I don’t agree with either of them.

While “Obamacare” seemed to be a step in the right direction – toward making healthcare accessible to those who didn’t have it before – it also wasn’t really about providing healthcare, it was about providing insurance. “Health Insurance” is a misnomer.  Nothing about it insures that people are healthy, any more than homeowners insurance guarantees that your house won’t burn down; or auto insurance guarantees you won’t run into a telephone pole. It’s not meant to. What it’s intended to do is guarantee payment to medical providers when the “insured” seeks the services to keep him/her healthy. Obamacare was an effort to reduce the cost of health insurance by volume. Once everybody was insured, medical providers wouldn’t have to break it off in those who could pay to compensate for all those who couldn’t. They could drop their prices to keep that high-volume business coming in. Once everybody had to be insured, the insurers would also have much greater volume and they could drop their prices as well. See? It’s all about business, not health. It would work in much the same way as WalMart keeps down the cost of, say, a television. Volume.  Problem was, it was going to make both the providers and the insurers – as well as the “insureds,” take it on the chin until the program came to fruition, and nobody wanted to, or thought they could afford to make that sacrifice.

Insurance companies make a lot of money. Doctors make a lot of money. They both like that, and they don’t want to make less money. We all understand that. Right? So, even though they might be able, in the long run, to make, say 2x the money they’re making now, under the plan they’d be doing, say, 4x the amount of work. So they’d still be making less (much less) per unit of work than they’re making now.  Assume you’re an artist. You sell your original paintings for $2 per square inch, meaning you get $1728 for a 2’x3’ painting. That’s real good money.  Now, you work out a deal to have your paintings mass-produced and sell the same size prints for $39.95 through Hobby Lobby, and you lose the rights to sell the original image. You’ll only net, say $10 per unit, but you’re getting orders for a thousand at a time. Ten grand for a painting that you would have sold yourself for less than 1/5 of that. Foolish pride aside, would you do that?  Sure you would. But, the difference is, you wouldn’t have to hand paint that image 1000 times. You’re not doing any more work than you did before.  There’s the difference. Nobody, including insurers and healthcare providers wants to make less money per unit of work. Thus, the resistance to ObamaCare.

Here’s where I get all communistic on the subject. Don’t hate.

In 2015, the U.S. military budget was 598.5 billion dollars ($598,500,000,000). That was 54% of the total $1.11 trillion budget. Of the money spent on the military, roughly 22.5% was to pay the salaries of military personnel. For the sake of my argument, let’s call that $135 billion.  That’s all fine and good. We like our military. We want them to get paid, and most of us would probably agree that they deserve more money for what they do for us. But, not everybody enlists in the military because they just want to kill people and break things.  Many enlist because it’s a job, and it teaches them skills for use after they are out of the military – so they can make a living and afford things like health care for their families.

For perspective, keep in mind that medicine was once a calling to help people, and it had nothing at all to do with money.

WHAT IF?  What if we, as a civilization, were able to make it so again? What if the government took a chunk of that $135 billion military payroll budget and started another branch – the Medical Corps – and trained doctors like they do soldiers? Qualified applicants would enlist for ten years; receive their education in 6; and, if they were able to complete their training, would come out of that training as doctors (nurses, technicians, etc.) Instead of paying (with money) for their education, and therefore having to pass that enormous cost on to their future patients, they’d be getting paid to do their training. The remaining four years of their enlistment would require them to work in government-run hospitals and clinics, treating anybody who needed their services for free.  After that, they could re-enlist and remain on the government payroll, working as doctors (nurses, technicians) for what active-duty soldiers get paid, or go off and be medical providers on their own, making whatever that market dictates.

No insurance necessary. If you are a human, there are plenty of places you can receive needed medical attention, at no charge. None. Zero. Zilch.

If you’re a rich person and you think you won’t be able to get the quality of care you deserve at the free clinics and hospitals, you can always go somewhere else for treatment and pay for it just like you do now.  But, given the competition, those rates should come down.

I think it’s a win/win.  Arguments expected.
(c) Rick Baber, 2017

Wednesday, August 19, 2009

Tell you 'bout Machine Gun Kelly

What I’m going to do now is let you in on what is
apparently one of the most well-guarded secrets in
American politics. Ready?

Democrats don’t want to take your guns away.

Somehow, bolstered by people with right wing agendas,
the myth that Dems, if left to their own devices, will
one day kick down your doors and confiscate all of your
huntin’ rifles, has been allowed to run wild. And, in
typical Democrat fashion, nobody has just stepped up
and made the announcement that this just ain’t going to happen. It seems that the powers that be in the Democratic Party hear craziness like this, sometimes early on, but, assuming that the masses have better sense than to fall for it, they just let it go. That’s foolish – assuming the masses have better sense, I mean.

Well, what kind of position does one have to hold in the Democratic Party to officially deny this one? I mean, will I do? You can tell I’m a real Democrat, because I refer to the Democratic Party, and not the “Democrat Party”. I’ve got “O, yes we did” stickers on my cars. I created them myself. Got a long history of malicious verbal & written attacks on the loyal opposition. Have generated countless letters to the editors, and even more emails & blog rebuttals, scolding me for my tacky, often-unwarranted badmouthing of those who espouse typically rightwing views. A yeller dawg, if you will, with an indisputable resume written on re-cycled paper. And I’ve got a bunch of guns in there in my closet, and a small cannon on the headboard of my bed. What’s more, I have lots of friends (though not many where I live, here in Republicanland) who vote for Democrats and have even more firearms than I do. Nobody I know straps them on and wears them to go to the mall or take the kids to play in the park.

Nobody’s going to kick our doors down and take our guns. The difference between us and those self-proclaimed 2nd Amendment advocates who are carrying firearms to town hall meetings on healthcare is that we’re not falling for the load of crap being put forth by people who simply want to disrupt these meetings and distract from the otherwise civil dialogue that should be taking place there. One of the differences, anyway.

Let me say that I honestly believe most of these people believe their second amendment rights are being threatened. They’ve been told this by more devious people with hypnotic powers and broader political agendas, who know that these gullible ones will act up, and by doing so further spread the word. The myth. And, it’s always cool to get on TV. But, if you’ll notice, you never see Sean Hannity, Bill O’Reilly, Rush Limbaugh, Glenn

Beck, or the cast of Fox News packing heat at any of the events they attend. They leave that little task to their minions.

The argument that one brings a gun to an event such as this simply because they have the right to do so doesn’t really wash.. OK. You have the right. Nobody has said anything to the contrary, especially here, where the topic is healthcare. But why do it?

What do you suppose would happen to a “First Amendment advocate” who showed up at some GOP-sponsored town hall concerning, say, prayer in school, who stood up during the discussion and started shouting all of those words George Carlin made famous for not being mentionable on TV? Over & over. Just kept on shouting. Is that freedom of speech? Does that guy, however idiotic, have a constitutional right to do that? Well, probably so. But that wouldn’t keep him from being tasered, bro, and dragged out of there by his ears. Probably arrested. Convicted, for whatever charges they could make stick. Or, maybe, even shot by that guy with the 9 strapped on his hip. Would it?

It is not “patriotic” to cause additional work and concern for law enforcement officials who are there to perform their already-difficult jobs. Why do they hate cops? Just a suggestion, but maybe instead of a sub-machine gun, these patriots could carry a little flag.

Well, of course, they’re not going to pay attention to any suggestion made by me, because carrying a flag would be contrary to their true purpose. And that wouldn’t’ get them on TV. But, these gun-toters should know that, as more & more of them show up at these events, they’re going to become less newsworthy, and eventually rendered insignificant. The only way to be sure to make the news is to, somehow, stand out in that crowd. Try this. Ignore those red and green laser dots you see occasionally appearing on your chest. Reach down there, un-strap that bad boy and pull it out of the holster. If you find yourself still breathing, shoot it up in the air like the real cowboys did in Dodge City.

Now you’re on the news!


© 2009, Rick Baber
http://www.rickbaber.com/

Thursday, August 13, 2009

Here's to your Health

Watching the Healthcare Town Hall Riots on TV, it’s
pretty obvious that there is a fair number of people in
this country that think such things are too important to
be left to the government. They could be right. What’s
the government ever done for the citizens? Everybody
knows, here in our capitalistic society, that it is private
enterprise that truly cares about the people.

Matter of fact, I’d go so far as to say that the only reason
for a national government at all should be to protect our
borders and print money. So, while we’re keeping that
meddlesome uncle out of our examining rooms, let’s get serious about this and kick ‘em out of all the other activities they seem to want to get their greedy hands into.

Food inspection comes to mind. What business does Big Brother have dictating to us what kinds of bacteria and such goes into our vittles? If a man raises hogs in garbage and a few folks get sick & die from eating his bacon, the market will determine whether or not that hog farmer stays in business. If people don’t want to get sick eating that pork, then they’ll quit buying it from that guy, and he’ll go out of business. Simple as that. Then, when he doesn’t have any form of income, he’ll be forced to get a decent job, because we’re kicking the Gov out of the unemployment business too.

If Mr. Pigfarmer can’t find another job (because there will be lots of people looking), he can become a thief, or a robber, or just shrivel up and expire before we let the government give him food stamps or welfare. He should have run an honest pig farm to begin with, and, frankly, we’re better off without him. His demise will further discourage other pig farmers from making people sick with their tainted pork chops.

Now, what becomes of his wife & kids? Well, they get off their spoiled fat ham hocks and get out there and get themselves some jobs too. It’s for their own good. If they were to get sick they’re going to have to pay whatever the going rate is for medical care, or they’re going to find themselves taking untimely dirt naps. Unless, of course, they turn to lives of crime to pay for their meds.

There’s another matter. Why should our hard-earned tax dollars go to pay the salaries and expenses of government-dole jobs like firemen and cops? Every house in America has a faucet and access to a water hose. If you want extra protection, hire somebody to stand outside and come runnin’ when you call. Maybe the rest of us don’t care if the place burns down. So why should we pay for your piece of mind? And why should a big tough guy pitch in to pay some cop to keep you frail little weasels from getting beat up by roving gangs of disgruntled, unemployed, mad cow-infected thugs? You’ve got a good

job, working for that private healthcare insurer who made billions in profits last year. You can afford your own personal bodyguards. That pig farmer’s oldest boy is a big ol’ strappin’ corn-fed lad, and I guarantee you he’ll work cheap.

Speaking of “cheap”, what’s the big deal about this “minimum wage” law? If Mr. Pig’s younger kids are willing to clean your jack boots and sew the cute little armbands on your brown uniforms for a dollar a day, then the gub’ment’s got no business telling you that you have to pay them more. They don’t know anything about running a business.

Am I right about this?

Sure I am. We all know it. This great country was built on rugged individualism and the entrepreneurial spirit, and nowhere in our rich history is there any record of the evil entity we call “government” doing anything of any benefit to we, the people. All they want to do is control us. You know, like they do with “laws” and “courts”. And the irony is, they charge us (via taxes) to pay for this. Why do we need the government to create and administer laws and run the courts? Surely, those are pursuits that some corporation, having only our best interests at heart, would be willing to undertake for a reasonable fee. Then, when they convict the accused, they can sentence them to hard labor in their sister company’s prison, or “draft” them into their other sister company’s army to fight our wars for us. What bigger and more serious business is there than war? You want to leave that in the bumbling hands of those bureaucrats in Washington? I think not!

We know for a fact that there are companies out there willing to pay pretty good wages to their employees do our warring. In his wisdom, our last president tried to utilize this service to cut down on the taxpayer expense to the lesser-paid “government” military. Of course he was stopped by the same socialists who are trying to suck up healthcare and every other should-be private enterprise into some kind of massive federal takeover of pretty much everything.

Finally, I also agree with the crack political team on The Daily Show that these “Death Panels” proposed by our Nigerian-born President should be made up of corporate citizens, rather than government employees. This way, we’ll be sure to get the best available people to decide which grandmas are the least likely to purchase the goods and services that made this the greatest county in the world, and pull the plugs on the right folk.

We’re on the righteous track, people! Keep yelling and screaming and pretending you’re total nimrods, and don’t allow anybody who wants to change this perfect healthcare system we have any opportunity to present their “rational” explanations. The good book warned us about the tree of knowledge. If we realize we’re naked, the next thing you know, the government will be wanting to clothe us. We don’t want none of that ‘round here.


© 2009, Rick Baber
http://www.rickbaber.com